There’s a lot to consider when getting a new credit card. While it’s important to find one with a low annual fee and interest rate, you should also try to score some type of bonus offer. Credit companies will give you exclusive offers to sign you as a new member in various forms, such as cash back and points. All you have to do is sign up and spend to qualify. With a quick search online, you can discover all the bonus offers credit companies have to offer.
With so many different credit cards out there, it will be easy to find one that makes sense for you. Find out which ones you qualify for and you qualify for by searching online.
Here are some credit cards with the best bonus offers.
Discover Credit Card
Bonus Offer: Double the cash back.
Fine Print:
- No annual fee
- Zero percent intro APR for 14 months on purchases and transfers
- 11.99 to 22.99 percent Standard Variable Purchase APR after the introductory period
Discover is offering an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year. This means you will be getting the double the cash back in one year. You can earn five percent cash back at certain retailers throughout the year including grocery stores, gas stations, restaurants, and more. Your cash back will never expire and there are several options in redeeming it.
You can deposit cash back directly into your bank account, apply it as a statement credit on your Discover card balance, or use your rewards when checking out at Amazon or Paypal. There’s plenty of opportunity to earn cash back since the Discover Credit Card is accepted by 99 percent of places across the country.
United Explorer Card
Bonus Offer: Up to 70,000 bonus miles plus an additional 10,000 bonus miles.
Fine Print:
- No annual fee for the first year
- 16.49 to 23.49 percent APR
- 24.99 percent cash advance APR
The more you spend, the more you’ll earn using the United Explorer Card. You can receive 60,000 bonus miles after spending $3,000 during your first three months. And if you spend a total of $6,000 in the first six months, you’ll receive an additional 10,000 bonus miles.
It’s easy to earn miles. You can get two miles per dollar spent at restaurants, hotel accommodations, and United purchases. You’ll earn one mile per dollar spent on all other purchases. Being a cardholder makes you eligible for travel perks such as a free first checked bag, priority boarding, and 25 percent back on United inflight purchases.
American Express Blue Cash Preferred Card
Bonus Offer: Earn $250 back.
Fine Print:
- No annual fee your first year
- Intro offer of zero percent APR for 12 months
- Variable 13.99 to 23.99 percent APR on purchases after the first 12 months
You can earn $250 back simply by making your necessary purchases. American Express will give you $300 back after spending $3,000 in purchases using the Blue Cash Preferred Card in the first six months. The Blue Cash Preferred Card also allows you to earn up to six percent cash back.
You can earn six percent cash back at supermarkets or on select streaming subscriptions. Plus, earn three percent cash back on Transit at gas stations and one percent cash back on all other purchases. In fact, you could get $195 cash back per calendar year just by spending $125 every two weeks at U.S. supermarkets.
Chase Sapphire Preferred
Bonus Offer: 60,000 bonus points.
Fine Print:
- $95 annual fee
- 15.99 to 22.99 percent APR
- 24.99 percent cash advance APR
Chase has a points program that new customers can take advantage of. You can get 60,000 bonus points simply spending $4,000 on the Sapphire Preferred card in the first three months after the account is opened. That points value is equal to $750 in travel when you redeem through the Chase Ultimate Rewards program.
Cardholders can make the most of their credit card with a one-to-one point transfer to leading airline and hotel loyalty programs, receiving five times the points on Lyft rides, up to $60 back on a Peloton membership and more.
Compare Credit Card Bonus Offers Online
Before applying for a credit card, find out what incentives you can receive as a new member. You may be able to get cash back, bonus points, or miles simply by signing up and making everyday purchases. Compare what’s out there to find a new credit card that’s right for you.