Finance

How Can PPP Loans Help Small Business Owners?

It’s been tough for businesses to survive the economic downturn this past year. In 2020, nearly 100,000 small businesses were forced to permanently shut down. While restaurants, bars, and nightlife venues have been hit the worst, some local retail stores are unable to make ends meet. To prevent further businesses from closing down, the government…
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What Are The Most Profitable Trading Strategies?

Getting involved in the stock market is a great way to make some cash – and if you know the right way to “play”, you might be fortunate enough to earn significant gains. Because of the money-earning potential, increasingly more people are diving into online stock trading.
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Which Credit Cards Offer The Best Bonuses?

There’s a lot to consider when getting a new credit card. While it’s important to find one with a low annual fee and interest rate, you should also try to score some type of bonus offer. Credit companies will give you exclusive offers to sign you as a new member in various forms, such as…
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What Are the Benefits of Filing Your Taxes Early?

Each year, tax season looms large. Everyone has to prepare a tax return and file it with the IRS by mid-April – and most people put this off until right before the deadline. Why file early when there’s no reason to do so? Well, it turns out filing your taxes earlier rather than later can…
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What Changes Are Coming to FICO Credit Scores?

Your credit score is the key to your financial well-being. It’s the number that determines whether or not you’re eligible for new loans, a mortgage, new credit cards, or even special low interest rates. And for the first time in years, a big change is coming to your credit score. In January 2020, FICO announced…
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Can Life Insurance Be Used to Get Cash?

Most people think life insurance is for your loved ones. Life insurance offers financial care and protection in the event of your death – and it can help cover all kinds of expenses during one of the most stressful experiences for survivors and dependents. But few people realize that life insurance can actually offer so…
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What Do I Need to File Back Taxes?

If you are required to file and pay taxes but fail to do so, the IRS can file a return for you and charge you with expensive penalties and interest. Even if you can’t pay all your taxes, you should still file and pay as much as you can. This will prevent the IRS from…
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What Savings Accounts Are Offering the Best Signup Bonuses?

What has your savings account done for you? If you’ve had the same savings account for years, it likely hasn’t done much – aside from earn you a tiny bit of interest. But what most people don’t realize is that switching banks or opening a new savings account could earn you significantly more money thanks…
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What Should I Know Before Refinancing My Mortgage?

Buying a home is a huge expense – in fact, it’s likely the biggest and most expensive purchase you’ll ever make. And when you take out a mortgage, you take on a loan that lasts decades. But fortunately, if you’ve taken on a mortgage that doesn’t work for you, you can change it. Mortgages are…
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