Finance

Can Life Insurance Be Used to Get Cash?

Most people think life insurance is for your loved ones. Life insurance offers financial care and protection in the event of your death – and it can help cover all kinds of expenses during one of the most stressful experiences for survivors and dependents. But few people realize that life insurance can actually offer so…
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What Do I Need to File Back Taxes?

If you are required to file and pay taxes but fail to do so, the IRS can file a return for you and charge you with expensive penalties and interest. Even if you can’t pay all your taxes, you should still file and pay as much as you can. This will prevent the IRS from…
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What Savings Accounts Are Offering the Best Signup Bonuses?

What has your savings account done for you? If you’ve had the same savings account for years, it likely hasn’t done much – aside from earn you a tiny bit of interest. But what most people don’t realize is that switching banks or opening a new savings account could earn you significantly more money thanks…
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What Should I Know Before Refinancing My Mortgage?

Buying a home is a huge expense – in fact, it’s likely the biggest and most expensive purchase you’ll ever make. And when you take out a mortgage, you take on a loan that lasts decades. But fortunately, if you’ve taken on a mortgage that doesn’t work for you, you can change it. Mortgages are…
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What Are the Best Ways to Reduce Student Loan Debt?

After you graduate from college, graduate school, or another education program, you have so many opportunities in front of you. But there’s likely something that’s weighing you down: student loans.  Today, Americans are facing more student loan debt than ever before, with the average student graduating with approximately $29,800 in loans. And nearly 70 percent…
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Which Credit Cards Are Best for People With Bad Credit?

When you have bad credit, your options are limited. It’s tough to apply for any kind of credit, and every rejection can make your credit score fall even more. And it’s nearly impossible to qualify for a credit card, which can lead to other potential financial problems. If your credit score isn’t in great shape,…
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Can Debt Consolidation Loans Help Eliminate Your Debt?

Most people would agree that getting out of debt is a lot harder than getting into it. However, it is possible to save money and pay off your debts quicker by taking advantage of a debt consolidation loan. Such loans often come with a lower interest rate, plus you will only have one payment to…
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Do You Know What the Best Balance Transfer Credit Cards Are?

When it comes to paying off debt, high interest is your worst enemy. You could save hundreds or thousands of dollars — and become debt-free much faster — by shifting all your debt to one zero-interest card. Not only do balance transfers make good financial sense, but they eliminate hassle and stress. With just one…
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What Are the 5 Best Online Stockbrokers for Seniors?

Trading stocks online might sound complicated – but it’s actually very easy. And with the right online stock trading platform, seniors can try their hand at investing their savings or increasing their finances. Whether you’re looking to try your hand at online stock trading or need a new way to grow your retirement savings and…
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