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5 Great Savings Account Sign-Up Bonuses

Don’t let the soothing music and inoffensive style choices at your home branch confuse you, the consumer banking industry is incredibly competitive. Banks of all sizes are always drawing up new ways to attract new customers.

One incredibly effective way to steal headlines and clients is by offering cash incentives to new savings account customers. No, banks don’t just hand out money to anyone walking in off of the street. All of the great savings account sign-up bonuses featured here today are attached to a few eligibility requirements.

Today, we’re going to highlight the most aggressive sign-up bonuses available to consumers looking to kick start their savings.

Discover an Extra $200

Discover is enticing new online savings account customers with a little extra cash. First-time savings account customers may be eligible for a $200 bonus! It’s easy to sign up online, and it’s even easier to qualify for some extra cash.

Qualifying for a $150 sign-up bonus is as simple as depositing a minimum of $15,000 to your new Discover Online Savings Account within 30-days of the account open date. It doesn’t end there. New customers who deposit at least $25,000 within 30-days of the account open date can cash in on a $200 sign-up bonus. Not bad for a few minutes of work.

Pad Your Virtual Wallet with PNC

PNC Bank is offering qualifying new customers up to $400 in sign up bonuses. The offer is available in 28 states, and Washington, D.C., to anyone who isn’t already a PNC consumer checking customer.

To qualify for a $400 bonus, you’ll need to open a PNC Bank Virtual Wallet Account and receive a total of at least $5000 in combined qualifying direct deposits within 60-days of signing up. New customers that can’t quite reach that $5000 threshold aren’t completely on their own. PNC is also offering a $200 sign up bonus to new customers that receive $2000 in combined qualifying direct deposits too.

Chase an Extra $600

Chase is kicking their new customer acquisition incentives into overdrive. Head on over to their website to learn more about their aggressive sign up bonuses available to new customers. Open a new Chase Savings account right now, and deposit $15,000 or more within 30 days of coupon enrollment and maintain a $15,000 balance for 90 days, and receive a $200 bonus!

Chase is incentivizing new checking account sign ups too! Open a new Chase Total Checking Account and set up direct deposit to receive a $300 bonus. Even better, sign up for both a savings and a checking account, and complete the qualifying activities to receive a $600 bonus.

Earn up to $300 with SoFi

SoFI prides itself on its ability to provide no-nonsense online banking services with competitive interest rates and zero maintenance fees. Right now though, they’re taking it even further. Eligible customers could end up with an extra $300 in their shiny new SoFi bank account.

To qualify, all new customers need to do is sign up for a SoFi Checking and Savings account, set up direct deposits, and complete $5,000 or more in direct deposits within 30-days to receive a $300 bonus. Eligible deposits of between $2,000 and $5,000 that are received within the 30-day evaluation period will earn new customers a $100 bonus.

Top Off Your Savings with an Extra $200 from TD

New customers looking to sign up for a TD Savings account could be in line for a little extra cash. To qualify for their $200 sign-up bonus, open up a new TD Signature Savings account or a TD Simple Savings Account, deposit a minimum of $10,000 within 20-days of opening the account, and maintain a balance of at least $10,000 for 90 days from the date the deposit requirement is initially met.

TD Savings Accounts do charge a $15 monthly maintenance fee, but waive those charges with a minimum balance of $10,000. TD will also waive the monthly maintenance fees for customers that are under the age of 18 or over the age of 62.


It’s never been easier to boost your savings. The advent of online banking has seen to that. With nothing more than a few clicks of your mouse, you could be the beneficiary of the sizable sign-up bonus that you’ve been looking for.

As with all things banking, the aforementioned savings account sign-up bonuses are time sensitive. The amount of cash on offer, and the eligibility requirements to earn said cash, are always changing too. So don’t worry if the deals above aren’t attractive enough, or if you aren’t ready to move your savings to a new branch just yet. Either way, know that you’re never more than a quick search away from an awesome cash incentive.