Finance

How Can I Grow My Money with Target Date Retirement Funds?

When it comes to financial planning for retirement, there are several different investment vehicles available, including stocks, bonds, mutual funds, CDs, money market accounts, and government bonds. Each investment vehicle offers its own advantages and risks. Stocks can appreciate quickly; however, they are also volatile and can easily depreciate. CDs, on the other hand, are…
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How Can I Manage Investment Risk with Fixed-Income Investments?

Any kind of investment will come with a certain degree of risk. When you build an investment portfolio, you want to ensure that you’re making choices that don’t endanger the stability of your finances.  Related Search Topics Savings Accounts Banking CIT Bank Capital One To help protect yourself from unpredictable losses and instabilities, consider fixed-income…
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Is It Possible to Get an Auto Loan with No Down Payment?

If you’re looking at buying a new car, you know just how expensive the entire process is. From choosing a car with a price tag of tens of thousands of dollars to the interest on your loan, just trying to save up for the down payment is difficult. It is possible to get an auto…
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Could a Mortgage Calculator Lead You to Your Dream Home?

Buying a home is no easy process, especially if you’re a first-time home buyer. You have to find financing, take on a mortgage, and start budgeting differently. And a mortgage calculator can help you figure out just how much you can afford on your dream home. If you’re thinking about buying a home and taking…
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How Do I Get the Most Out of Travel Insurance?

According to the U.S. Travel Insurance Association, Americans spent more than $2.2 billion on travel insurance protection in 2014, which represented an increase of about 17.5 percent over 2012. As more travelers become aware of the benefits of this type of coverage — and of the risks of going without it — more are opting…
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What Are the Perks of Getting a High-Yield Rewards Checking Account?

Is your money just sitting in a checking account? If so, you aren’t taking advantage of its full potential. Your checking account could earn you hundreds of dollars every year – but only if you have the right kind of account. A high-yield reward checking account can put your money to work, helping you earn…
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Which Credit Cards Offer the Best Travel Rewards?

Your credit card can be an incredible ally – and it can save you significantly every time you plan a vacation or book travel. But in order to save the most money, you need to make sure you’re carrying the right credit cards in your wallet. Many credit cards for travel let you earn miles,…
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Can Credit Card Debt Ruin Your Credit Score?

Credit cards are a finance danger. Spend too much on a credit card and you could find yourself with debt that takes years – or decades – to pay off. Don’t open a credit card, and you might wind up with no credit score and no ability to buy a car or house. As frightening…
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5 Savings Accounts That Offer a Better Interest Rate Than Your Current Account

Checking accounts and savings accounts are the two most common products offered by credit unions and banks. They are similar in some ways but different in others. Each one is guaranteed by the federal government up to $250,000. The difference is in how the accounts are intended to be used. A checking account provides ready…
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